Here’s something I believe at the core of Abundance of Jo: being frugal is not about having less. It’s about being intentional so you can have more of what matters. Prices keep creeping up, subscriptions multiply, and it’s easier than…
How to Buy Christmas Gifts on a Budget (Without Feeling Cheap)
Christmas gifts are one of the most joyful parts of the holiday season, and one of the easiest ways to blow your budget. Between family, friends, coworkers, teachers, and the person you forgot until December 23rd, the costs add up…
Dollar Tree Gift Ideas: Cheap, Thoughtful Gifts That Look Expensive
Dollar Tree has a reputation for party supplies and cleaning products, but it’s also one of the best places to find cheap gift ideas that people actually love. With a little creativity, dollar store gifts can look like they came from a boutique. The…
How to Create a Fall Budget (And Save More Before the Holidays)
There’s something about that first cool morning, the smell of pumpkin spice everywhere, and the leaves just starting to turn that makes fall feel like a fresh start. It’s the perfect season to hit reset on your finances too —…
How to Make Money With Your Car (15 Ways)
Your car spends most of its life parked. Whether it’s sitting in a driveway overnight or in a parking lot during your workday, that idle time represents an opportunity — especially with the rise of apps and platforms that connect…
Back to School on a Budget: How to Spend Less and Stress Less
Every August, the same scene plays out in stores across the country: overflowing carts, long supply lists, and parents doing quiet math in their heads while their kids beg for the trendiest backpack. Back-to-school season has a way of sneaking…
How to Negotiate Your Bills and Save Hundreds Every Month
What if I told you that hundreds of dollars are sitting in your monthly budget right now — hidden inside bills you’ve been paying without question — and all it takes to get that money back is a phone call?…
What Is a Sinking Fund and Why You Need One Right Now
Picture this. It’s November and the holiday season is creeping up fast. You knew it was coming — you’ve celebrated Christmas every single year of your life — and yet somehow, when the bills for gifts, travel, food, and decorations…
How to Start a Budget From Scratch (Even If You’ve Failed Before)
Let me guess. You’ve tried budgeting before. Maybe you downloaded an app, made a spreadsheet, or scribbled numbers on a notepad with the very best of intentions. You stuck with it for a week — maybe two — and then…
How to Automate Your Savings (And Never Have to Think About Money Again)
Let’s be honest. Most of us know we should be saving more money. We’ve read the articles, made the budget, and promised ourselves that this month we would finally set aside a little something for the future. And then life happened —…
50 Affordable Summer Ideas to Explore and Enjoy Without Blowing Your Budget
Summer is here — and it does not have to cost a fortune. If your social media feed is full of people jetting off to expensive resorts and spending thousands on summer vacations, it can feel like you need a…
How to Create a Summer Seasonal Budget (So You Can Actually Enjoy the Season)
Summer feels like freedom — longer days, spontaneous road trips, backyard cookouts, and kids home from school. But if you’re not careful, that freedom can come with a hefty price tag that follows you straight into fall. The good news?…
